Demand Deposit Account Service

Demand Deposit Account

Juggling multiple correspondent service providers can be more of a chore than a value-add. With ICBB, you don’t have to. We’re ready to be your go-to correspondent partner, and a one-stop shop for all the services your bank needs. Choose between a Basic or Premier DDA, and begin a valuable, lasting partnership.

DDA BASIC

  • DDA Target Balance Requirement of $250,000.00 with no Monthly Account Maintenance Fee.
  • Monthly Shareholder Discount with Stock Purchase
  • Agent Federal Funds and/or Fed Fund + Investment
  • DDA Overdraft Protection Included with approved FF Line of Credit
  • BBCONNECT Basic Access with a Maximum of 5 users including Designated Security Officers
  • Unlimited Domestic Settlement Wire Transfer’s Only under the BBCONNECT Basic Configuration

DDA PREMIER

  • DDA Target Balance of $250,000.00 or $500,000.00
  • Monthly Settlement-Fixed Fee
  • Monthly Shareholder Discount with Stock Purchase
  • In-House Data Processor Banks Receive Incoming ACH Informational File Delivery at No Charge
  • DDA Overdraft Protection Included with approved FF Line of Credit
  • Unlimited Debit/Credit Entries Posted
  • Unlimited ACH Returns/NOC’s/Origination Files, Inter-Respondent Transfers, and Currency & Coin Orders
  • BBCONNECT Full Access with Unlimited Users and (1) Free On-Site Training Session if requested
  • Agent Federal Funds and/or Fed Fund + Investment

ACCOUNT FEATURES

Partner With ICBB

Gain a trusted ally in community banking. ICBB provides expert support, innovative solutions, and seamless correspondent banking services tailored to help your institution thrive. Let’s grow together.