800-248-3229 solutions@icbb.bank

Cash Please

Small-Dollar, Short Term Consumer Loans

ICBB in partnership with Velocity Solutions’ CashPlease® platform, allows community banks to provide their customers with easy access to cash at affordable interest rates, while staying compliant. CashPlease® is a turnkey, digital solution that automatically manages the application, processing, underwriting, and funding of each consumer loan.


Revenue & Efficiency: CashPlease delivers a new revenue stream from consumers that would be spending high fees to obtain credit elsewhere. Offers a fully automated program that requires no additional support staff or loan officers.

Underwriting & Compliance: Loans are underwritten by Velocity’s proven proprietary underwriting technology, which utilizes alternative data—a method encouraged by several regulatory agencies. Compliant with all existing federal lending regulations, including the Military Lending Act.

Core Integration: Integrates with your core and mobile banking via Single Sign On (SSO), and loans are booked and funded to your core.

Website Access & Customer Convenience: Velocity develops your white-label website with your colors and logo, so your customers can apply for a loan 24/7 anywhere — conveniently, quickly, safely, and privately.

Marketing & Communication: Velocity’s marketing team creates marketing materials to support your program at launch and throughout the life of the program, all branded for your bank.