The Correspondent

As a community banker, you're no stranger to the ebb and flow of economic trends. You understand that your bank plays a critical role in providing financial services that strengthen the local economy, and perhaps nowhere is this more important than in the mortgage...

As a community bank lender, you know that fluctuating interest rates can significantly impact the mortgage market. High interest rates can be particularly challenging, as potential borrowers might be hesitant to take on new mortgage loans. However, with the right...

In today's competitive financial landscape, community banks face unique challenges. Among them is the need to balance growth with the commitment to serve local communities. One critical area where this balance is tested is in mortgage lending. Aligning your mortgage...

As a community bank lender, your goal is to support local businesses and help them thrive. One way to do this is by offering commercial customers long-term, fixed-rate loans. However, with the volatility of interest rates, this can be a risky proposition for your...

Setting goals is a critical part of steering any organization toward success, and community banks are no exception. However, the path to achieving these goals is often strewn with obstacles that can derail even the most well-laid plans. If you’ve ever felt frustrated...

Your brand is more than just a logo or a catchy slogan—it's the heartbeat of your institution. It’s how your customers perceive you, the trust they place in you, and the reputation you hold in your community. Building a strong brand is essential for distinguishing...

Small businesses are the lifeblood of local economies, and community banks play a crucial role in supporting these businesses. Offering a competitive small business checking account can be a game-changer, not only in attracting new clients but also in fostering...

Non-performing loans (NPLs) can be a significant challenge for community banks, affecting profitability and overall financial stability. As community bankers, you’re deeply connected to your local economy, and the impact of NPLs can be felt more acutely. However, with...

In today’s competitive job market, attracting top talent requires more than just offering a competitive salary and benefits package. As a community banker, you have a unique opportunity to craft an employer brand that not only stands out but also resonates deeply with...